emirates7 - The Abu Dhabi Social Support Authority (ADSSA) has entered into a Memorandum of Understanding (MoU) with First Abu Dhabi Bank (FAB), designating it as the banking partner for ADSSA's marriage loan programme.
This initiative is a key element of the Emirati Family Growth Programme, spearheaded by the Department of Community Development – Abu Dhabi, which aims to improve quality of life and foster social cohesion in the emirate.
The agreement was signed by Dr. Bushra Al Mulla, Director-General of ADSSA, and Futoon Al Mazrouei, Group Head of Consumer Banking at FAB, during a meeting at ADSSA's headquarters in Abu Dhabi, attended by senior officials from both organizations.
Since its launch in September 2024, the marriage loan programme has received 515 applications. Of these, 58% meet the eligibility criteria, 32% are ineligible, and 10% are under review. Approved applicants, subject to FAB’s terms and conditions, will be notified to complete the loan requirements. FAB will conduct creditworthiness assessments for applicants in collaboration with relevant authorities.
The programme offers interest-free loans of up to AED 150,000 to support newlywed Emirati couples, reducing financial pressures and promoting stable married lives. By advocating for facilitated marriages, the initiative seeks to enhance marital stability and alleviate financial stress on young couples.
Dr. Al Mulla expressed pride in the programme’s progress, stating, “Our work through the Growth Programme and core social support services reflects our commitment to enabling Abu Dhabi’s community to achieve financial and family stability while contributing positively to society.”
Futoon Al Mazrouei emphasized the programme’s importance, saying, “This partnership provides Emirati youth with resources to make sound financial decisions, safeguarding their assets and promoting their well-being. It aligns with our nation’s vision, reinforcing family and social values while empowering the next generation.”
Eligibility for the marriage loan requires applicants to be UAE nationals with Family Books issued in Abu Dhabi, registration in the "Medeem" programme, and selection of a wedding package offered through the programme. Applications are reviewed within 30 days via the "TAMM" platform.
Applicants must also meet specific conditions, including being first-time grooms (except widowers), with the groom aged at least 21 and the bride at least 18 at the time of the marriage contract. The application must be submitted within six months of the marriage contract date. Additionally, the groom’s post-pension monthly salary should not exceed AED 60,000, and he must satisfy UAE banking creditworthiness standards.
As part of the Growth Programme, ADSSA also oversees the extended maternity leave initiative for Emirati mothers in the private sector. This service extends maternity leave to 90 days, ensuring sufficient time for rest and childcare before returning to work.
This initiative is a key element of the Emirati Family Growth Programme, spearheaded by the Department of Community Development – Abu Dhabi, which aims to improve quality of life and foster social cohesion in the emirate.
The agreement was signed by Dr. Bushra Al Mulla, Director-General of ADSSA, and Futoon Al Mazrouei, Group Head of Consumer Banking at FAB, during a meeting at ADSSA's headquarters in Abu Dhabi, attended by senior officials from both organizations.
Since its launch in September 2024, the marriage loan programme has received 515 applications. Of these, 58% meet the eligibility criteria, 32% are ineligible, and 10% are under review. Approved applicants, subject to FAB’s terms and conditions, will be notified to complete the loan requirements. FAB will conduct creditworthiness assessments for applicants in collaboration with relevant authorities.
The programme offers interest-free loans of up to AED 150,000 to support newlywed Emirati couples, reducing financial pressures and promoting stable married lives. By advocating for facilitated marriages, the initiative seeks to enhance marital stability and alleviate financial stress on young couples.
Dr. Al Mulla expressed pride in the programme’s progress, stating, “Our work through the Growth Programme and core social support services reflects our commitment to enabling Abu Dhabi’s community to achieve financial and family stability while contributing positively to society.”
Futoon Al Mazrouei emphasized the programme’s importance, saying, “This partnership provides Emirati youth with resources to make sound financial decisions, safeguarding their assets and promoting their well-being. It aligns with our nation’s vision, reinforcing family and social values while empowering the next generation.”
Eligibility for the marriage loan requires applicants to be UAE nationals with Family Books issued in Abu Dhabi, registration in the "Medeem" programme, and selection of a wedding package offered through the programme. Applications are reviewed within 30 days via the "TAMM" platform.
Applicants must also meet specific conditions, including being first-time grooms (except widowers), with the groom aged at least 21 and the bride at least 18 at the time of the marriage contract. The application must be submitted within six months of the marriage contract date. Additionally, the groom’s post-pension monthly salary should not exceed AED 60,000, and he must satisfy UAE banking creditworthiness standards.
As part of the Growth Programme, ADSSA also oversees the extended maternity leave initiative for Emirati mothers in the private sector. This service extends maternity leave to 90 days, ensuring sufficient time for rest and childcare before returning to work.