emirates7 - First Abu Dhabi Bank (FAB) has achieved its strongest-ever half-year performance in H1 2025, posting a net profit of AED 10.63 billion—a 26% increase year-on-year—marking the first time the bank has crossed the AED 10 billion threshold within six months.
Earnings per share rose 27% to AED 0.93, while Return on Tangible Equity (RoTE) reached 20.5%, in line with FAB’s medium-term target of exceeding 16%.
Pre-tax profit climbed 29% year-on-year to AED 12.83 billion, fueled by a 16% increase in operating income, which reached AED 18.31 billion.
Net interest income edged up 2% to AED 9.96 billion, while non-interest income surged 41% to AED 8.35 billion. This was supported by a 25% rise in fee and commission income—driven by strong deal origination and execution—and a 30% jump in foreign exchange and investment income, reflecting strong client activity and trading performance.
Loans and advances grew 7% year-to-date to AED 568 billion, and customer deposits rose 4% to AED 813 billion, showing solid growth across both wholesale and retail segments. Total assets expanded by 11% to AED 1.34 trillion.
Group CEO Hana Al Rostamani emphasized that the bank’s record results underscore FAB’s position as the UAE’s Global Bank, highlighting its scale, connectivity, and increasing integration of AI in operations and client services.
Group CFO Lars Kramer added that all business segments achieved double-digit revenue growth, reflecting effective balance sheet management, stronger client relationships, and ongoing engagement amid evolving market conditions.
Earnings per share rose 27% to AED 0.93, while Return on Tangible Equity (RoTE) reached 20.5%, in line with FAB’s medium-term target of exceeding 16%.
Pre-tax profit climbed 29% year-on-year to AED 12.83 billion, fueled by a 16% increase in operating income, which reached AED 18.31 billion.
Net interest income edged up 2% to AED 9.96 billion, while non-interest income surged 41% to AED 8.35 billion. This was supported by a 25% rise in fee and commission income—driven by strong deal origination and execution—and a 30% jump in foreign exchange and investment income, reflecting strong client activity and trading performance.
Loans and advances grew 7% year-to-date to AED 568 billion, and customer deposits rose 4% to AED 813 billion, showing solid growth across both wholesale and retail segments. Total assets expanded by 11% to AED 1.34 trillion.
Group CEO Hana Al Rostamani emphasized that the bank’s record results underscore FAB’s position as the UAE’s Global Bank, highlighting its scale, connectivity, and increasing integration of AI in operations and client services.
Group CFO Lars Kramer added that all business segments achieved double-digit revenue growth, reflecting effective balance sheet management, stronger client relationships, and ongoing engagement amid evolving market conditions.