emirates7 - Emirates NBD posted a net profit of AED12.5 billion for the first half of 2025, down from AED13.8 billion during the same period in 2024. Profit before tax also declined slightly to AED15.4 billion from AED15.9 billion year-on-year.
Despite the dip in profits, total income climbed 12 percent to AED23.9 billion, driven by robust loan growth, regional expansion, and the introduction of innovative products. Lending rose by AED41 billion, or 8 percent, during the period, reflecting strong demand in both the UAE and the bank’s expanding international operations.
Customer deposits increased by AED70 billion, or 10 percent, supported by a record AED48 billion surge in low-cost Current and Savings Account balances. Operating profit rose by 9 percent, as the solid momentum in loan and deposit growth offset the impact of earlier interest rate reductions.
Despite the dip in profits, total income climbed 12 percent to AED23.9 billion, driven by robust loan growth, regional expansion, and the introduction of innovative products. Lending rose by AED41 billion, or 8 percent, during the period, reflecting strong demand in both the UAE and the bank’s expanding international operations.
Customer deposits increased by AED70 billion, or 10 percent, supported by a record AED48 billion surge in low-cost Current and Savings Account balances. Operating profit rose by 9 percent, as the solid momentum in loan and deposit growth offset the impact of earlier interest rate reductions.