emirates7 - Emirates Islamic has announced its financial performance for the first half of 2025, posting a net profit of AED 1.863 billion — a 12% increase compared to the same period in 2024.
The bank achieved a record AED 2.2 billion in profit before tax, reflecting strong growth momentum. Total income climbed 9% year-on-year to reach AED 2.9 billion, driven by continued growth in both funded and non-funded income sources.
Total assets grew by 24% to AED 138 billion, while customer financing increased 13% to AED 80 billion. Customer deposits saw a significant rise of 27%, reaching AED 97.4 billion, with Current and Savings Accounts making up 65.5% of the total deposit base.
These figures reaffirm Emirates Islamic’s position as a leading Islamic bank in the UAE.
The bank also reported a solid capital base, with a Common Equity Tier 1 ratio of 17.4% and a capital adequacy ratio of 18.5%. Its Financing to Deposit ratio stood at 82%, well within the management’s target range.
The bank achieved a record AED 2.2 billion in profit before tax, reflecting strong growth momentum. Total income climbed 9% year-on-year to reach AED 2.9 billion, driven by continued growth in both funded and non-funded income sources.
Total assets grew by 24% to AED 138 billion, while customer financing increased 13% to AED 80 billion. Customer deposits saw a significant rise of 27%, reaching AED 97.4 billion, with Current and Savings Accounts making up 65.5% of the total deposit base.
These figures reaffirm Emirates Islamic’s position as a leading Islamic bank in the UAE.
The bank also reported a solid capital base, with a Common Equity Tier 1 ratio of 17.4% and a capital adequacy ratio of 18.5%. Its Financing to Deposit ratio stood at 82%, well within the management’s target range.